Pay by Bank is a digital payment method that enables direct, real-time bank transfers via the customer's trusted banking environment. Payments are processed quickly and securely, with immediate receipt of funds. Available in multiple European countries.
| Category | Details |
|---|---|
| Category | Regional payment options |
| Available country codes | SEPA countries |
| Supported currencies | EUR |
| Supported API | Order: create |
| paymentMethod id | 2970 |
| Minimum transaction amount | €0,01 |
| Maximum transaction amount | €10.000,00 |
| Timeout | 4 hours |
| Order operations | Multiple (partial) refunds per transaction allowed, up to 100% of the order amount |
| Refund validity | 13 months |
| Recurring | No |
| Guaranteed payment method | After reconciliation |
| Chargeback risk | No |
| Chargeback period | - |
| Surcharging | Not allowed |