AlmaPAY
Alma is a retail tech company founded in 2018 with one mission: to ethically enable retailers to serve their customers better. We do this by introducing flexible payment solutions in physical and online stores throughout Europe.
1. Information
| Facts | |
|---|---|
| Category | Pay in installments |
| Market | France, Belgium, Spain, Germany, Italy, Austria, Portugal, Ireland, Luxembourg and the Netherlands. |
| Share | Unknown |
| Currency | Euro |
| Payment | Upon acceptance of the transaction, Almapay assumes the full credit risk. |
| Limit | €50 - €2,000 & Customization possible |
| Refund | Multiple refunds per transaction possible up to 100% of the order amount |
| Clearing | Via AlmaPAY (external flow) |
| Status | Active |
| Expiration date | 4 hours |
| Payment option ID | 3552 |
| Package | Available in the Pioneer , Professional , Business , and Corporate packages. |
| Surcharging | Passing on costs to consumers for the use of this payment method (surcharging) is not permitted. |
2. Categories
You can use the AlmaPAY payment option if your webshop / sales location falls into one of the categories below.
| ID | Name |
|---|---|
| CY-7240-4000 | Government Services |
| CY-8270-1000 | Museums |
| CY-8140-8090 | Insurance |
| CY-4160-5090 | Weapons and Ammunition |
| CY-8110-0080 | Fireworks |
| CY-5170-7070 | Shoes & Sneakers |
| CY-6140-8060 | Car Rentals |
| CY-1160-3050 | Phone or internet billing |
| CY-2120-0050 | Coin & Stamps (collectable items) |
| CY-2160-7040 | Other (not elsewhere specified) |
| CY-4190-4040 | Bike stores |
| CY-8120-1040 | Household Appliance Stores |
| CY-4150-8030 | Sports associations & Societies |
| CY-1120-2030 | Theaters |
| CY-4150-9020 | Events & Festival |
| CY-9150-6020 | Adult retail |
| CY-6140-7010 | Digital entertainment (Games / In-game purchases) |
| CY-3190-1010 | Hotels & lodging |
| CY-3150-8000 | Freight transport |
| CY-8140-5000 | Transport (tours & taxi) |
| CY-6160-2000 | Opticians & hearing care professionals |
| CY-9090-6090 | Travel agencies |
| CY-5030-3090 | Airlines |
| CY-8080-0090 | Smartshops |
| CY-8050-8080 | Medical supplies |
| CY-7040-5080 | Deal websites (daily offers and specials) |
| CY-9010-2080 | CBD |
| CY-6080-9070 | Tobacco & E-cigarettes |
| CY-5020-6070 | Parking & reservations |
| CY-7080-3070 | Car and Motor (parts) |
| CY-6030-1060 | Retailers in precious metals and diamonds |
| CY-5010-8050 | Religious institutions |
| CY-1060-5050 | Software & licenses |
| CY-6080-2050 | Other consumer purchases |
| CY-3040-9040 | Telecommunications and other services |
| CY-1060-6040 | Special consumer products (High risk) |
| CY-6060-3040 | Pet stores |
| CY-2010-7030 | Department stores |
| CY-2010-6030 | Travel |
| CY-2010-5030 | Sports & Leisure |
| CY-2010-4030 | Toys & Games |
| CY-2010-3030 | Flowers, Plants, Garden & Tools |
| CY-2010-2030 | Education & Training |
| CY-2010-1030 | Music & Movies |
| CY-2010-0030 | Watches & Jewelry |
| CY-2010-9020 | Home and decoration |
| CY-2010-7020 | Gadgets |
| CY-2010-6020 | Fashion, Clothing & Shoes |
| CY-2010-3020 | Gift Shop & Postcards |
| CY-2010-2020 | Beauty & wellness |
| CY-2010-1020 | Baby & kids |
| CY-2010-0020 | Membership / Subscriptions |
| CY-2010-1010 | Digital services (Chat / Flirt) |
| CY-2010-9000 | Other business services |
| CY-2010-7000 | Ticket agencies |
| CY-2010-6000 | Reading, DVDs & CDs |
| CY-2010-5000 | Jewelry & Accessories |
| CY-2010-4000 | Electronic sales |
| CY-2010-3000 | Other consumer sales |
3. Contact Details
If you have questions about Almapay or how to offer this payment method in your webshop. For specific questions about an order placed via Almapay, you can ask your customers to contact support via email at support@getalma.eu. As a Merchant, you can manage everything from your Almapay admin portal.
| Contact | Merchants | Consumers |
| Portal Alma | Email: support@getalma.eu |
4. Activation
AlmaPAY operates through a gateway integration. The merchant must therefore enter into a separate contract with AlmaPAY. The merchant negotiates the rates directly with AlmaPAY. Once the contract has been concluded, AlmaPAY provides Pay. with the agreed rates.
The merchant can contact Gildas du Retail at gildas.du-retail@almapay.com.
The merchant must provide the following information:
- Industry:
- Total volume in euros:
- Average order value:
- Expected Alma volume:
- Does the customer already have an Alma account? (YES/NO):
- Webshop:
Once the merchant has concluded the contract with AlmaPAY, AlmaPAY shares the agreed rates with Pay. via support@pay.nl.
The merchant must also provide the API credentials to Pay. These credentials are available through the Alma dashboard. AlmaPAY does not provide these credentials to Pay. because they are confidential.
Pay. then enters the rates and API credentials for the relevant merchant in the back office.
Once AlmaPAY has been activated in the Pay. admin panel, the merchant can use the payment method. Pay. then performs a test transaction. After a successful test transaction, the merchant can start processing AlmaPAY payments.
5. Credit Check
AlmaPAY's algorithm manages the risk. If necessary, we can also use a credit bureau (or external database) to supplement the scoring. After approval, AlmaPAY takes over the full credit risk.
6. Payout
Curious about your payout speed? You can easily check this via Merchant » Rates.
7. Payment Screen
The Almapay payment screen is responsive, accepts payments in euros, and is available in the following languages:
Dutch
Spanish
Italian
Portuguese
French
English
German
8. Images
If you want to display the AlmaPAY logo on your page, you can use the images below.
9. AlmaPAY Terms and Conditions
| Document | Description |
|---|---|
| Seller's Terms and Conditions | Terms & conditions (Seller) |
