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AlmaPAY

Alma is a retail tech company founded in 2018 with one mission: to ethically enable retailers to serve their customers better. We do this by introducing flexible payment solutions in physical and online stores throughout Europe.

1. Information

Facts
Category Pay in installments
Market France, Belgium, Spain, Germany, Italy, Austria, Portugal, Ireland, Luxembourg and the Netherlands.
Share Unknown
Currency Euro
Payment Upon acceptance of the transaction, Almapay assumes the full credit risk.
Limit €50 - €2,000 & Customization possible
Refund Multiple refunds per transaction possible up to 100% of the order amount
Clearing Via AlmaPAY (external flow)
Status Active
Expiration date 4 hours
Payment option ID 3552
Package Available in the Pioneer , Professional , Business , and Corporate packages.
Surcharging Passing on costs to consumers for the use of this payment method (surcharging) is not permitted.

2. Categories

You can use the AlmaPAY payment option if your webshop / sales location falls into one of the categories below.

ID Name
CY-7240-4000 Government Services
CY-8270-1000 Museums
CY-8140-8090 Insurance
CY-4160-5090 Weapons and Ammunition
CY-8110-0080 Fireworks
CY-5170-7070 Shoes & Sneakers
CY-6140-8060 Car Rentals
CY-1160-3050 Phone or internet billing
CY-2120-0050 Coin & Stamps (collectable items)
CY-2160-7040 Other (not elsewhere specified)
CY-4190-4040 Bike stores
CY-8120-1040 Household Appliance Stores
CY-4150-8030 Sports associations & Societies
CY-1120-2030 Theaters
CY-4150-9020 Events & Festival
CY-9150-6020 Adult retail
CY-6140-7010 Digital entertainment (Games / In-game purchases)
CY-3190-1010 Hotels & lodging
CY-3150-8000 Freight transport
CY-8140-5000 Transport (tours & taxi)
CY-6160-2000 Opticians & hearing care professionals
CY-9090-6090 Travel agencies
CY-5030-3090 Airlines
CY-8080-0090 Smartshops
CY-8050-8080 Medical supplies
CY-7040-5080 Deal websites (daily offers and specials)
CY-9010-2080 CBD
CY-6080-9070 Tobacco & E-cigarettes
CY-5020-6070 Parking & reservations
CY-7080-3070 Car and Motor (parts)
CY-6030-1060 Retailers in precious metals and diamonds
CY-5010-8050 Religious institutions
CY-1060-5050 Software & licenses
CY-6080-2050 Other consumer purchases
CY-3040-9040 Telecommunications and other services
CY-1060-6040 Special consumer products (High risk)
CY-6060-3040 Pet stores
CY-2010-7030 Department stores
CY-2010-6030 Travel
CY-2010-5030 Sports & Leisure
CY-2010-4030 Toys & Games
CY-2010-3030 Flowers, Plants, Garden & Tools
CY-2010-2030 Education & Training
CY-2010-1030 Music & Movies
CY-2010-0030 Watches & Jewelry
CY-2010-9020 Home and decoration
CY-2010-7020 Gadgets
CY-2010-6020 Fashion, Clothing & Shoes
CY-2010-3020 Gift Shop & Postcards
CY-2010-2020 Beauty & wellness
CY-2010-1020 Baby & kids
CY-2010-0020 Membership / Subscriptions
CY-2010-1010 Digital services (Chat / Flirt)
CY-2010-9000 Other business services
CY-2010-7000 Ticket agencies
CY-2010-6000 Reading, DVDs & CDs
CY-2010-5000 Jewelry & Accessories
CY-2010-4000 Electronic sales
CY-2010-3000 Other consumer sales

3. Contact Details

If you have questions about Almapay or how to offer this payment method in your webshop. For specific questions about an order placed via Almapay, you can ask your customers to contact support via email at support@getalma.eu. As a Merchant, you can manage everything from your Almapay admin portal.

Contact Merchants Consumers
  Portal Alma Email: support@getalma.eu

4. Activation

AlmaPAY operates through a gateway integration. The merchant must therefore enter into a separate contract with AlmaPAY. The merchant negotiates the rates directly with AlmaPAY. Once the contract has been concluded, AlmaPAY provides Pay. with the agreed rates.

The merchant can contact Gildas du Retail at gildas.du-retail@almapay.com.

The merchant must provide the following information:

  1. Industry:
  2. Total volume in euros:
  3. Average order value:
  4. Expected Alma volume:
  5. Does the customer already have an Alma account? (YES/NO):
  6. Webshop:

Once the merchant has concluded the contract with AlmaPAY, AlmaPAY shares the agreed rates with Pay. via support@pay.nl.

The merchant must also provide the API credentials to Pay. These credentials are available through the Alma dashboard. AlmaPAY does not provide these credentials to Pay. because they are confidential.

Pay. then enters the rates and API credentials for the relevant merchant in the back office.

Once AlmaPAY has been activated in the Pay. admin panel, the merchant can use the payment method. Pay. then performs a test transaction. After a successful test transaction, the merchant can start processing AlmaPAY payments.

5. Credit Check

AlmaPAY's algorithm manages the risk. If necessary, we can also use a credit bureau (or external database) to supplement the scoring. After approval, AlmaPAY takes over the full credit risk.

6. Payout

Curious about your payout speed? You can easily check this via Merchant » Rates.

7. Payment Screen

The Almapay payment screen is responsive, accepts payments in euros, and is available in the following languages:

  • nl Dutch
  • es Spanish
  • it Italian
  • pt Portuguese
  • fr French
  • gb English
  • de German

8. Images

If you want to display the AlmaPAY logo on your page, you can use the images below.

PNG icon SVG icon


9. AlmaPAY Terms and Conditions

Document Description
Seller's Terms and Conditions Terms & conditions (Seller)