iDEAL

1. Information

Facts
Category	Internet banking
Market	The Netherlands
Share	13 million connections, 55% of Dutch online payments are made via iDEAL
Currency	Euro
Payment	Guaranteed, no refunds possible
Transaction limit	Between €0.01 and €10,000 (starting with the Business package, increaseable to a maximum of €50,000)
Refund	Multiple refunds per transaction possible up to 100% of the order amount + €30.00
Clearing	via PAY.
Status	Active
Expiration date	Standard 30 minutes
Payment option ID	10
Package	Available in the Pioneer , Professional , Business , and Corporate packages.
Surcharging	Not allowed

With iDEAL, your customers pay safely and quickly via their own trusted banking environment. All Dutch banks are connected to this payment option. The convenience, the trusted image of iDEAL, and the speed make this option very popular among consumers. Due to the low cost per transaction, this payment method is very attractive for merchants.

2. iDEAL Availability

If you receive reports from customers who are unable to pay with iDEAL or who receive an error message on the payment screen, check this information page for the availability of iDEAL in general or of the participating banks.

3. Payout

iDEAL transactions come in via Stichting Pay.nl and are paid out to you via a clearing process. There is no need to create an additional account or enter into an agreement with iDEAL.

Payout Speed

Curious about your payout speed? You can easily check this via Merchant » Rates.

4. Payment Screen

The iDEAL payment screen is responsive, accepts payments in euros, and is available in the following languages:

• Dutch
• English

Demo

• View the iDEAL payment screen

5. QR Code

Your customers can scan a standardized QR code to then make an iDEAL payment.

iDEAL QR Logo

iDEAL QR Code

iDEAL QR Code
iDEAL instructional video: how does the QR solution for iDEAL work?

The iDEAL QR codes can be scanned with the following apps:

1. Knab
2. Rabobank
3. ING
4. ABN AMRO
5. iDEAL
6. ASN Bank
7. Regio Bank
8. SNS Bank
9. Regular cameras and QR scanners

6. Participating Banks

The Dutch banks listed below are connected to iDEAL:

ID	Bank name	Icon	Logo	BIC	Status
1	ABN AMRO			ABNANL2A	Active
2	Rabobank			RABONL2U	Active
4	ING Bank			INGBNL2A	Active
5	SNS Bank			SNSBNL2A	Active
8	ASN Bank			ASNBNL21	Active
9	RegioBank			RBRBNL21	Active
10	Triodos Bank			TRIONL2U	Active
11	Van Lanschot Bankers			FVLBNL22	Active
12	Knab			KNABNL2H	Active
5080	bunq			BUNQNL2A	Active
5084	Revolution			REVONL2A	Active
23355	N26			NTSBDEB1	Active
23358	Yoursafe			BITSNL2A	Active
23361	Nationale Nederlanden			NNBANL2G	Active

HTTP Request

GET https://rest-api.pay.nl/v5/Transaction/getBanks/json

7. Payment Settings

iDEAL Backup Plan

Although the availability of iDEAL is generally good, disruptions at banks and at iDEAL unfortunately cannot be completely prevented. To ensure that you do not lose revenue as a result, PAY. has developed an innovative feature: the iDEAL backup plan. More information about this payment setting can be found here.

End2End

Don't want ''Stichting Pay.nl inzake'' or ''via PAY.nl'' displayed on the customer's statement, you can choose the non-collecting End2End solution. In this case, your customer sees your name and account number as the ''counter account''. You receive the funds directly into your account. However, this results in more incoming transactions, for which your bank may charge you a fee per transaction.

When is End2End interesting for you?

In the table below, we compare End2End payments with the standard iDEAL CPSP route (collecting and clearing via a batch payment).

You can request End2End by emailing your request to PAY. Support including the SL code and payment product.

iDEAL Limit

The standard limit is €10.000,00. If you want to receive payments with a higher transaction amount, contact your account manager or send your justification to PAY. Support

8. Categories

You can use the iDEAL payment option if your webshop / sales location falls into one of the categories below.

9. Images

If you want to display the iDEAL logo on your page, you can use the images below.

PNG icon	SVG icon

10. Documents

11. Video

Paying with iDEAL
iDEAL instructional video: how does a transaction paid via iDEAL work?