MetJeBank 

MetJeBank is an alternative to Wero and closely resembles the iDEAL user experience as it was known in the Netherlands for many years. The solution is based on modern Pay by Bank technology, allowing consumers to pay directly from their trusted banking environment, without a payment card or separate wallet.

While Wero is developing into a broad European payment solution and is gradually replacing iDEAL, MetJeBank focuses specifically on a payment experience tailored to Dutch consumers.

MetJeBank therefore combines the technology and flexibility of Pay by Bank with the simplicity, familiarity, and trusted payment flow that Dutch consumers associate with the original iDEAL.

The payment is initiated directly from the customer's bank account. As a result, the customer does not need to manually enter card details or other payment information.

This makes MetJeBank a fast and familiar payment experience for Dutch consumers and gives merchants an alternative to traditional online payment methods.

How does it work?

The payment process is simple:

1. The customer selects MetJeBank during checkout.
2. The customer can then select their own bank or, depending on the integration, be redirected directly to their bank's environment.
3. The customer is redirected to the environment of the selected bank.
4. The payment order is reviewed and authorized by the customer there.
5. After approval, the payment is processed through the bank.
6. The payment status is communicated back to the merchant.

During authorization, the customer remains in the trusted environment of their own bank.

Payment Initiation Services

MetJeBank uses Payment Initiation Services (PIS). This is a payment service that falls under the European PSD2 regulations. With the account holder's consent, a payment order can be initiated with their bank.

For MetJeBank, the infrastructure of ibanXS is used for this purpose, a Payment Initiation Service Provider authorized by De Nederlandsche Bank.

For each payment, the customer provides consent by authenticating the payment order in their own banking environment. The actual execution of the payment remains the responsibility of the customer's bank.

Benefits of MetJeBank

MetJeBank combines the consumer's trusted banking environment with the simplicity of an online payment method.

• Trusted payment environment: the customer completes the payment through their own bank.
• Pay by Bank: the payment is initiated directly from the bank account.
• Fast and easy: the customer does not need to manually enter payment details.
• Secure: the customer authorizes the payment through their own bank.
• Dutch payment method: designed for customers with a Dutch bank account.
• Multiple banks: customers can select their own bank during the payment process.

Features

Participating banks

MetJeBank gives customers the option to select a participating bank on the payment page. The available banks may change when new bank connections are added or existing connections are modified.

At present, the following banks, among others, are displayed on the MetJeBank bank page:

ID	Banknaam	Icoon	Logo	BIC	Status
1	ABN AMRO			ABNANL2A	Actief
2	Rabobank			RABONL2U	Actief
4	ING Bank			INGBNL2A	Actief
5	SNS Bank			SNSBNL2A	Actief
8	ASN Bank			ASNBNL21	Actief
9	RegioBank			RBRBNL21	Actief
10	Triodos Bank			TRIONL2U	Actief
12	Knab			KNABNL2H	Actief
5080	Bunq			BUNQNL2A	Actief
5084	Revolut			REVONL2A	Actief
23361	Nationale-Nederlanden (NN)			NNBANL2G	Actief

Activation and payouts

MetJeBank can be offered as a payment method in your checkout. The end user then selects their preferred bank and is redirected to that bank to authorize the payment.

In addition to a regular checkout, the payment functionality can also be used via a payment link. MetJeBank provides an option to create a payment and generate a payment link that can be shared with the payer.

Payout speed

Curious about your payout speed? You can easily check this via Merchant » Pricing Rates.

Images

If you want to display the MetJeBank logo on your page, you can use the images below.

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