Payment Methods and Onboarding
Which payment options have an onboarding process and which are active right away?
Within PAY., many payment methods are immediately active, but some require an additional onboarding process before they can be used.
On this page, you will see per category:
- which payment options are immediately available
- which payment options must first be approved
Country- or region-specific payment methods
| Payment option | Status | Explanation |
| iDEAL | Immediately active | Available immediately after activation. |
| Bancontact | Immediately active | Available immediately after activation. |
| EPS Transfer | Immediately active | Available immediately after activation. |
| LOOK | Immediately active | Available immediately after activation. |
| Trustly | Immediately active | Available immediately after activation. |
| Przelewy24 | Boarding required | Requires approval and focus on the Polish market (incl. currency and language). |
| MobilePay | Boarding required | Scandinavian wallet with onboarding process. |
| Vipps | Boarding required | Scandinavian wallet with onboarding process. |
| Twenty | Boarding required | Requires prices to be displayed in CHF. |
| Swish | Boarding required | Requires additional onboarding. |
| Satispay | Boarding required | Requires additional onboarding. |
| Bizum | Boarding required | The lead time can be 1 to 2 months. |
| Bancomat | Boarding required | Requires additional onboarding. |
| Multibanco | Boarding required | Requires additional onboarding. |
| MB Way | Boarding required | Requires additional onboarding. |
| WeChat Pay | Boarding required | WeChat registration required. |
| Alipay | Boarding required | Alipay registration required. |
| Wero | Boarding required | Requires additional onboarding. |
Online card payments & wallets
| Payment option | Status | Explanation |
| Apple Pay | Boarding required | Onboarding starts after activation; you will receive a message after approval. |
| Google Wallet | Boarding required | Onboarding starts after activation; you will receive a message after approval. |
| Credit cards (Visa, Mastercard, AMEX, etc.) | Boarding required | Including checks such as PCI-DSS compliance. |
| Click2Pay | Boarding required | Will be reviewed by the onboarding team after activation. |
Gift cards & vouchers
| Payment option | Status | Explanation |
| Fashion Giftcard | Immediately active | Available immediately after activation. |
| Festival Gift Card | Immediately active | Available immediately after activation. |
| Health voucher | Immediately active | Available immediately after activation. |
| Gift Card | Immediately active | Available immediately after activation. |
| National Cinema Voucher | Immediately active | Available immediately after activation. |
| Podium Gift Card | Immediately active | Available immediately after activation. |
| VVV Gift Card | Immediately active | Available immediately after activation. |
| Wine gift | Immediately active | Available immediately after activation. |
| YourGift Card | Immediately active | Available immediately after activation. Available immediately after activation. |
| Fashioncheque | On request | After activation, you will receive an email with the contact details of the gift card provider with whom you must conclude a contract. |
| Beer voucher | On request | After activation, you will receive an email with the contact details of the gift card provider with whom you must conclude a contract. |
| Flower Gift | On request | After activation, you will receive an email with the contact details of the gift card provider with whom you must conclude a contract. |
| THE Gift Card | On request | After activation, you will receive an email with the contact details of the gift card provider with whom you must conclude a contract. |
| Dinner voucher | On request | After activation, you will receive an email with the contact details of the gift card provider with whom you must conclude a contract. |
| Good4Fun | On request | After activation, you will receive an email with the contact details of the gift card provider with whom you must conclude a contract. |
| Home & Garden | On request | After activation, you will receive an email with the contact details of the gift card provider with whom you must conclude a contract. |
| Choice Gift | On request | After activation, you will receive an email with the contact details of the gift card provider with whom you must conclude a contract. |
| Perfume Gift Card | On request | After activation, you will receive an email with the contact details of the gift card provider with whom you must conclude a contract. |
| Shop Check | On request | After activation, you will receive an email with the contact details of the gift card provider with whom you must conclude a contract. |
Buy Now, Pay Later
| Payment option | Status | Explanation |
| Mondu | Immediately active | Available immediately. |
| SprayPay | Immediately active | Available immediately. |
| Riverty | Boarding required | Requires registration with Riverty by Pay |
| Klarna | Boarding required | Klarna registration required by Pay |
| Billink | Boarding required | Klarna registration required by Pay |
| Floa | Boarding required | Requires additional onboarding. |
| AlmaPay | On request | Requires your own account and contact with AlmaPay. |
Other payment options
| Payment option | Status | Explanation |
| Bank transfer | Immediately active | Available immediately. |
| PayPal (own account) | Immediately active | Requires own business PayPal account. |
| Pay By Bank | Immediately active | Available immediately. |
| Paysafecard | Immediately active with review | Immediately active, with subsequent verification. |
| Pay by phone | Immediately active | Available immediately. |
| Direct Debit (SEPA) | Boarding required | Requires approval and professional package. |
| PayPal Full Service | Boarding required | Onboarding starts after activation; you will receive a message after approval. |
| Amazon Pay | Boarding required | Requires your own Amazon Pay account. |
| Brite | Boarding required | Onboarding starts after activation; you will receive a message after approval. Only available for BVs. |
| Flying Blue+ | Boarding required | Requires a separate contract. |
What does “boarding required” mean?
When a payment method requires onboarding:
- your application is reviewed
- additional information may be required
- activation takes longer (from a few days to weeks)
- you will be notified as soon as the payment method is available