Payment methods - FLOA
1. Information
FLOA is a leading French payment method that gives consumers the option to pay for purchases after delivery or in installments.
By offering these flexible payment options in countries such as France, Belgium, Spain and Italy, you increase the accessibility of your webshop and boost conversion.
| Category | Pay later and in installments |
| Market | France, Belgium, Spain, Portugal, Italy |
| Currency | EUR |
| Refund | Yes |
| Clearing | via PAY. |
| Payment option ID | 4815 |
2. Payment & Activation
A customer pays with FLOA by selecting the desired payment term and completing the request. Once the payment is authorized, PAY. calls the exchangeUrl of your webshop system and we set the order directly to Paid; the amount appears almost immediately in your account balance.
Activation
- Log in to the Admin Panel and go to Manage → Sales locations.
- At the desired location, click Change.
- Scroll to Payment options and check FLOA.
- At the bottom, click Change again. The payment option is immediately active.
Prefer to work via code? Activate FLOA via our Transaction API or one of the SDKs.
3. Frequently asked questions
| Ask | Answer |
|---|---|
| In what installments can a consumer pay with FLOA? | Consumers can choose to pay in 3 or 4 installments, or pay later (30 days). |
| Which countries are supported? | FLOA is currently available to consumers in France, Belgium, Spain, Portugal, and Italy. |
| Is a credit card required for the consumer? | Yes, the consumer must have a valid Visa or Mastercard to complete the transaction. |
| Does FLOA support partial refunds? | Yes, it is possible to issue both full and partial refunds via PAY. |
4. Images
If you want to display the FLOA logo on your page, you can use the images below.
| PNG icon | SVG icon |
|---|---|
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