Payment Options
Pay. groups payment methods into clear main categories, so you always have an overview of all payment options.
This helps keep things organized, since there are many different ways to pay (regional, card, pay later, etc.). Every payment method you can offer therefore always falls into one of these categories.
The main categories are:
-
Regional Payment Options
These are payment methods mainly used in a specific country or region (such as iDEAL in the Netherlands or Bancontact in Belgium). -
Online Card Payments (Card Not Present)
Online card payments via Visa and Mastercard where the customer enters the card details, without the card being physically present. -
In-Person Card Payments (Card Present)
Physical payments in stores or on location, via a PIN terminal or SoftPOS. -
Pay Later (BNPL)
Payment options where the customer receives the product first and pays later (for example via Klarna or Riverty). -
Other Payment Options
All other payment methods that do not fall into the above categories, such as Bank Transfers and PayPal. - Gift Cards & Vouchers
Open and closed loop gift cards that can be redeemed in a webshop.
How do I activate an additional payment option?
To activate an additional payment option, edit your sales location in the Pay. portal.
Why can’t I see all payment options for my sales location?
- When creating or configuring a sales location, you select a module and a category that match the products or services you offer. These choices determine which features, payment options and payment method types are available.
Note: The payment option provider determines whether its payment option is available in the selected category. Pay. has no control over this.
- You can then activate individual payment options within each payment method type.
- You decide which specific payment options to offer your customers. For example: you can choose to activate only iDEAL under Regional payment options, or only Klarna under Buy now, pay later.
Warning: Do not change your sales location’s category without careful consideration if it is already active and receiving payments. Doing so may cause existing payment options to disappear, and the change cannot be reversed.
This allows you to configure your payment setup using a modular structure:
- Module & category determine which payment options you can select.
- Payment method type = a group of payment options.
- Payment option = the specific option you activate in your webshop or POS solution.
Example payment options per payment method
| Type of payment method | Examples of payment options |
|---|---|
| Regional payment options | iDEAL, Bancontact, Sofort, Giropay, EPS, Multibanco, Przelewy24, MB Way, Vipps, MobilePay, Twint, Satispay |
| Online card payments (Card not Present) | Mastercard, Visa, American Express, Maestro (online), Carte Bancaire (online), Apple Pay, Google Pay. |
| In-Person card payments (Card Present) | Payment terminals (fixed or mobile), SoftPOS (“Tap to Phone”), Maestro (physical), V Pay, Apple Pay in-store, Google Pay in-store |
| Pay later (BNPL) | Klarna, Billink, Riverty (AfterPay), in3, Mondu |
| Other payment options | PayPal (Collecting), Pay by phone, Bank transfer |
| Gift Cards & Vouchers | VVV Gift Card, MOOI Giftcard, DE Gift Card, Fashioncheque, Givacard... |
Grouping Payment Options
Tip: Did you know that on the payment screen you can group payment options? Imagine: with credit card payments, the consumer sees only one option and only needs to enter the card number. Our smart technology automatically rec
ognizes whether it's a Visa, Mastercard, or perhaps an American Express, and processes the payment immediately. You will find this grouping feature under Card Not Present and Voucher payments.