VIPPS
1. Information
Vipps is the most popular mobile payment solution in Norway, with more than 4,3 million active users and integrations at more than 80% of webshops and physical stores in the country.
De klant betaalt eenvoudig via zijn telefoonnummer en bevestigt de betaling in de Vipps-app. De betaling wordt direct verwerkt en het bedrag verschijnt vrijwel meteen op je boeksaldo – zowel online als in-store.
| Category | Wallet payments |
|---|---|
| Market | Norway |
| Share | 4.3 million users, 80% of the stores |
| Currency | NOK |
| Refund | Full, partial & multiple up to 100% of the order amount |
| Clearing | via PAY. |
| Payment option ID | 3834 |
2. Participating banks
Vipps is available to customers of all major Norwegian banks. Because Vipps operates independently of the bank app, users with almost any Norwegian payment account can use the app. Examples of supported banks are:
- DNB
- Nordea
- SpareBank 1
- Handelsbanken
- Sbanken
- Danske Bank
- Storebrand Bank
- BN Bank
- OBOS-banken
- …and other regional banks affiliated with BankAxept or Nets.
3. Payment & Activation
The customer pays with Vipps by entering their mobile number and confirming the payment in the Vipps app. Once the payment is authorized, PAY. calls your exchangeUrl and the order status is set to Paid; the amount appears almost immediately in your account balance.
Activation
- Log in to the Admin Panel and go to Manage → Sales locations.
- Click on the desired location on Edit.
- Scroll to Payment options and check Vipps.
- Click again at the bottom on Edit. The payment option is immediately active.
Prefer to work via code? Activate Vipps via our Transaction API or one of the SDKs.
Payout speed
Curious about your payout speed? You can easily check this via Merchant » Rates.
4. Frequently asked questions
| How does Vipps work for my client? | The customer enters their mobile number, receives a push notification in the Vipps app, and confirms the payment. PAY. marks the order as Paid. |
|---|---|
| Do I need a separate Vipps contract? | No. PAY. handles the acquiring contract; you only need to select Vipps for your sales location. |
| Can I refund a payment via Vipps? | Yes. You can issue a full, partial, or multiple refund via Transactions → Refund . |
| Which currencies does Vipps support? | Norwegian Krone only (NOK). |
| Are chargebacks possible? | No, Vipps transactions are final. Disputes are handled through the consumer's bank. |
| What are the limits for consumers? | Up to NOK 5,000 per payment and max. NOK 20,000 per week (guidelines; exact limit varies by bank). |
| Does Vipps support subscriptions? | Tokenized/recurring payments are not yet available. |
| Can I show Vipps outside Norway? | Yes, provided you accept NOK. The consumer must have a Norwegian mobile number and a Norwegian bank account. |
5. Images
If you want to display the Vipps logo on your page, you can use the images below.
PNG icon SVG icon
HTTP Request
PNG https://static.pay.nl/payment_profile_brands/100x100/369.png
SVG https://static.pay.nl/payment_profile_brands/100x100/369.svg